Mike Kesmodel

Principal, Broker Consultant

Mike’s insurance career started in 1989, with a focus on Employee Benefits starting in 1991.  He works with Small and Mid-Sized businesses, primarily focusing on groups of 100 to 600+ employees.  He has worked with groups as small as 2 employees and as large as 3000 employees.  Areas of expertise include alternative-funding strategies via MERP/HRA, Captive enabling small to mid-size employers to realize the advantages that larger businesses have enjoyed for years –

  • Flexibility
  • Transparency
  • Control
  • Cost Management


  • Kaiser large group sales top producer for 2010
  • Self-Insurance Certified Specialist
  • Group Benefits Associate (GBA) designation. 
  • B.S. in Marketing from San Diego State University
  • M.B.A. from California State University, Sacramento

Mike lives in Carmichael with his wife and three children.  He is an avid sports fan and enjoys coaching soccer.