Healthcare is a Top 3 Expense
Take Control of It
Costs Continue to Increase?
Same Routine.  Same Result.
There is Another Way
It’s Beautiful on the Other Side
L&K will help you get there
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Welcome to

Lewis & Kesmodel​

Insurance Services

Lewis & Kesmodel seeks long-term, trusted partnerships with organizations wanting to provide high performing medical and employee benefit offerings.  Through our Health & Welfare consulting expertise, clients execute a winning Benefits Strategy by obtaining greater understanding, control and management of their Employee Benefits process, thereby resulting in greater employee engagement, cost reductions and savings.

Captive Strategy

Realize advantages of Large Corporations – Plan Design Flexibility, Data & Transparency, Cost Management. Take Control over your plan and provide Long-Term Stability in your Benefits offering. It’s the right risk to take.

L&K Approach

You bought them, their expertise and years of experience at the time of sale, and you will work closely with them post-sale, unlike the large brokerage houses whose sales consultants pass you off and move on to the next conquest.


We help NonProfits take control over a top 3 expense with proven cost saving strategies. Maintain your competitiveness with a benefit-rich offering


Benefits Consulting
Imagine a better way If your employee benefit plan costs continue to increase, and you’re frustrated with the same routines year after year, why are you expecting a different result? It’s time for a change.
Benefit Administration
Let us handle the tactical administration so you can focus on the more Strategic concerns at hand. Our administration services will save you time and Money
Compliance Consulting
“In the next 5 years there will be a kind of ‘Natural Selection’ among American employers, as regulators step up efforts to ensure only the ‘Survival of the fittest’” ~Gary Bethel, Littler Mendelson
Executive Services
Do you agree that leading a business or a division of a business gets more complex every day? Rapidly changing regulations mean that most businesses struggle to protect themselves from potential liability. Our suite of executive services, are in pl...
Specialized Consult
Need a second opinion or you want to be a 100% sure? The liabilities of being wrong are significant so why not confirm it. Unlimited and unrestricted access to premier national Labor Law firms. Senior labor law attorneys are waiting to answer y...
Third Party Administration
Save time & money and consolidate your vendors. Our “in-house” administration services allow us to be more creative than our competition with i...

The Team

Mike Kesmodel
Principal, Consultant
Craig Lewis
Chief Executive Officer
Susan Ringgenberg
Vice President of Client Services
Adam Lewis
Account Executive
Nathan A Lewis

News and Events


Medicare Education

L&K provides frequent and voluntary Medicare education seminars. Register for one of the dates below or come back to see new dates posted regularly. 

More dates coming soon

Want to be notified when new seminars are scheduled? Place your email below and we will keep you up to date. 


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    Business Of Giving

    “Our success is measured by who we pull up the ladder with us.  Let’s do this.” – Craig Lewis, CEO

    How can we help?


    900 Howe Ave 

    Suite 220

    Sacramento, CA 95825

    P: 916.302.4020


    Old Hickory, TN

    P: 615.600.4433